The Federal Direct Loan Program
If you have one or more federal loans, you may consolidate them through the Federal Direct Consolidation Loan Program. There are advantages and disadvantages to loan consolidation, so consider your options carefully.
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The William D Ford Federal Direct Loan Program
Direct Loan Reconciliation Defined. Direct Loan reconciliation is the process by which Direct Loan funds received and disbursed as recorded on the Department of Education’s (the Department’s) systems are reviewed and compared with a school’s internal records; AND. Discrepancies are identified and resolved. William D Ford Direct Loan Consolidation Program. Although the program existed since then, it was not until President Obama’s budget in 2010 switched all new student loan lending over to the Direct Loan program. This is part of the reason why many people refer to it as the Obama Student Loan Forgiveness program. Department of Education’s federal student loan program is the William D. Ford Federal Direct Loan (Direct Loan) Program. Under this program, the U.S. Department of Education is your lender. There are four types of Direct Loans available.